FAQs Do you offer only one company’s products? Quite the contrary, we offer insurance and investment products from a wide range of well established and highly rated companies. I am in my early 50’s and haven’t started to plan for retirement. Is it too late? It is never too late, but also never too early. Act now! I own my own business. Can you come out and speak with my employees? Absolutely! We are available for educational seminars and training for your employees, retiring associates and executives/senior management. My parents are getting older, and I am concerned about their long term care. Where do I begin? By engaging them in a constructive, open discussion that we can help facilitate. We can help you explain the value of planning for long term care. Such planning can help to preserve the family’s legacy, and ultimately lessen the impact to the family should a need arise. What can I expect from Social Security? Social Security offers a retirement benefit to workers and their spouses. You can start receiving benefits as early as age 62 (considered early retirement), or you can wait until you reach the full retirement age of 65 to 67 (depending upon your year of birth). The benefits you receive are based on the income you have earned over the course of your life, subject to a maximum amount. To find out how much you can expect to receive, contact the Social Security Administration (SSA) or visit their website at www.ssa.gov. Securities and Investment Advisory Services offered through Founders Financial Securities, LLC. Member FINRA/SIPC and Registered Investment Advisor.